PMAY Affordable Rental Housing Scheme 2020 -Apply Online, Eligibility & Benefits

By | July 16, 2020

Affordable Rental Housing Scheme (ARHS) is a sub-scheme under PMAY (Pradhan Mantri Awas Yojana). Check out PMAY ARHS Eligibility, Apply Online Procedure & Benefits.

The scheme has launched to help migrants or poor urban people, who do not have a roof over their head. Due to the Covid-19 pandemic, right now there is no work in progress.

Migrant workers have to come back to their villages or cities. Even, they don’t have a house to live in. They usually came from villages or rural areas or from small towns to get better work opportunities in urban areas.

They live in slums to save rental charges. They are risking their lives just to cut some expenses. Seeing all these, the government has decided to launch this PMAY Affordable Rental Housing Scheme through which they will get accommodation at a low cost for 25 years.

ASDM Sudakhya Yojana 2020PM Modi Sarkari Yojana की पूरी जानकारी
ऐसे चेक करे PM Kisan Samman Nidhi Yojana में पैसा मिला या नहीं मिला (Balance Status)आयुष्मान भारत योजना 2020

If you want to know every detail regarding the scheme like benefits or features, eligibility criteria etc then you are requested to read the full article. This article contains all of these in details. Hope you will find it helpful.

About PMAY Affordable Rental Housing Scheme launch & approval:

The finance minister Nirmala Sitharaman has announced this housing rental scheme on 14th May 2020, under Pradhan Mantri Awas Sarkari Yojana which is named as ‘Pradhan Matri Awas Yojana Affordable Rental Housing Scheme. On 8th July 2020, this scheme has been approved by The Union Cabinet.

पीएम किसान 2000 लिस्टPM Ujjwala Yojana 2020
Pradhan Mantri Kaushal Vikas Yojana Pradhan Mantri Awas Yojana

As per estimation, this scheme will benefit more than 350,000 migrant or poor people initially. 

The objective of the scheme:

The main objective of this scheme is to give shelter to migrants and urban poor people. The estimated expenditure for this scheme is around Rs.600 crore.

The targeted beneficiaries are the workers of the construction industry, health, domestic establishments, laborers, manufacturing industry, hospitality service providers, and students who came from small towns or from rural areas. 

PMAY Affordable Rental Housing Scheme Rules
PMAY Affordable Rental Housing Scheme

 According to the reports, this scheme is also intended to create a new ecosystem by making the availability of rented houses easy. It will indirectly affect on nature as it will cut down vehicle pollution, unnecessary travel and congestion by making accommodation near to workplaces.  

PMFBY प्रधानमंत्री फसल बीमा योजना (रबी)PMAY Affordable Rental Housing Scheme
Nekar Samman Yojana 2020प्रधानमंत्री सहज बिजली हर घर योजना

This scheme will also create new job opportunities as government or private sectors will develop AHRCs on their own vacant places that will let new investment opportunities. This will help the rental housing sector to grow.

The approach of PMAY Affordable Rental Housing Scheme:

As per the plan, the PMAY Affordable Rental Housing Scheme has two prolonged approaches. The first approach is to convert government housing complexes into ARHCs (Affordable Rental Housing Complexes), which are currently vacant, with the help of a concession agreement.

This conversion will be made through PPP (Public-Private Partnership). According to ministry data, around 1.2 lakh such houses are available. The maximum number of such houses are available in Maharashtra and then in Delhi. This agreement will remain valid for 25 years.

किसान रथ मोबाइल एप डाउनलोड करेप्रधानमंत्री गरीब कल्याण योजना 
एक क्लिक से देखे KCC लाभार्थियों की सूचीआत्मनिर्भर भारत अभियान

The second approach is to build new ARHCs by giving a special incentive to private and public sectors so that they can build houses on their own vacant places. The incentives will be offered through concession loan, 50% additional floor space index, tax reliefs etc. It will also remain valid for 25 years. 

Recipients of PMAY Affordable Rental Housing Scheme:

The recipients or beneficiaries of this scheme are:

  • Migrants
  • Urban poor in construction, manufacturing industries
  • Domestic helpers
  • Hospitality service providers
  • Small and marginal farmers.
  • Students who have come from rural areas or villages.

Benefits of PMAY Affordable Rental Housing Scheme:

The beneficial points of this scheme are as follows:

  • The beneficiaries will get accommodation at a subsidized rate. They will pay low rent as per the scheme.
  • The private sectors, companies and associations will get various tax relief and various intensives.
  • Around 3 lakh people will get the benefits.
  • Recipients will get a healthy life as it will put an end in their slum lifestyle or living in unhealthy places.
  • People will get accommodation near to their workplace.

Eligibility criteria for applying PMAY Affordable Rental Housing Scheme:

To apply for the Pradhan Mantri Awas Yojana Affordable Rental Housing Scheme candidate should satisfy these eligibility criteria mentioned below. 

  1. Applicant should be a resident of India. Unless they will not be eligible.
  2. Applicant should not have their own house.
  3. Applicant should be a migrant worker.

Documents required during application:

The documents that are required during the application procedure of this scheme are given below. Make sure that you have all the documents to avoid any problem during application. The required documents are:

  1. Aadhar card
  2. Ration card
  3. Valid mobile number
  4. Current colored photograph (Passport size).

The application procedure of PMAY Affordable Rental Housing Scheme:

The application of PMAY Affordable Rental Housing Scheme will be made through online. The applicants have to visit the official website to fill the application form. But, the website is not launched yet as the scheme is in its initial stage.

प्रधानमंत्री किसान मानधन योजना-(ऑनलाइन आवेदन) खेलो इंडिया योजना
प्रधानमंत्री मातृत्व वंदना योजना प्रधानमंत्री शहरी ग्रामीण आवास योजना लाभार्थी

The government will launch the official website soon. We will notify you as soon as it launched by the government. We will also provide you with the detailed procedure of filling up the application procedure, so visit our website frequently to stay updated.

Frequently Asked Questions (FAQs):

What is PMAY Affordable Rental Housing Scheme?

Ans. PMAY Affordable Rental Housing Scheme is a housing scheme offered by the Indian government by which migrants and poor people will get a rental house at a subsidized rate. 

What is the application date of this scheme?

Ans. The application procedure is not started yet, as this scheme just has been approved by the Union Cabinet.

In which mode the application of this scheme will be made? 

Ans. The application of this scheme can only be done through online mode. Applicants need to visit the official website to fill it. 

What is the official website of PMAY Affordable Rental Housing Scheme?

Ans. The official website is not launched yet by the government of India. 

Who can apply for this scheme?

Ans. Migrants, urban poor workers who work in manufacturing industries, construction industries, Domestic helpers, Hospitality service providers, Small and marginal farmers, Students who have come from rural areas or villages are eligible to apply for this scheme.

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